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When’s The Recession?

When’s The Recession?

Reading the tea leaves of the U.S. economy is confusing even in the best of times. With so much contradictory data in flux, it’ll leave you scratching your head. The old rule of thumb says a recession is defined by two straight quarters of decline in economic activity, reflected in gross domestic product (GDP). Yes, but the strong labor market begs to differ. 

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Small Business Credit Scores And New Equipment Acquisition

Small Business Credit Scores And New Equipment Acquisition

Like a personal credit score, a business credit score measures the level of risk you pose to a potential lender. Unlike personal credit scores, most of which adhere to the FICO model, business credit scores don’t follow an industry standard. Understanding the three major business credit bureaus will give you the insight necessary when seeking equipment financing.

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This 0.75% Fed Rate Hike Isn’t The Last

This 0.75% Fed Rate Hike Isn’t The Last

The Federal Reserve announced on Wednesday, November 2, 2022 that it is raising interest rates by 3/4 of a percentage point in an attempt to apply the brakes to inflation. It warned that rates will have to go even higher to bring stubbornly high inflation under control.

The Fed’s traditional reaction towards inflation is increasing the short-term borrowing rate for commercial banks. Banks pass those increased rates to borrowers looking to take out personal or commercial loans. Borrowing money becomes more expensive, forcing companies to consider any significant move. The strategy pulls cash out of the economy and with any luck decreases inflation. However, inaction comes with its own risks as small businesses jockey for position in the economic recovery.

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Equipped To Succeed

Welcome to Commercial Capital’s Blog Equipped To Succeed. We deliver news and insights that allow you to make informed financial decisions when acquiring new or used equipment for your growing business.

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