Frequently Asked Questions
for business owners or equipment vendors.
How do I make a payment?
You can pay via debit card, set up an ACH payment, or mail a physical check to 13910 W 96th Terrace Lenexa, KS 66215. You may also scan the QR code on your invoice to make a payment. Please call our customer success team at 913-341-0053 if you have any issues making a payment.
What states do we do business in?
We offer equipment financing in all 50 states for nearly any type of equipment, however we specialize in financing equipment for the industries found here.
Can I have multiple vendors on one deal?
Yes, we typically allow you to have more than one vendor on a lease. This means that you can lease equipment from multiple vendors and include them all under a single lease agreement. This can be beneficial if you need to acquire equipment from different vendors for your business operations.
When does the lease start?
When the equipment has been delivered and is operational. We will conduct a “verbal authorization” where you will instruct us to pay the vendor and commence the lease.
What is the turnaround time for financing my loan?
We aim for an approval time of 24 hours or less. This is very dependent on the information that you provide on your application. Please contact us for a full list of documents and information needed to finance your loan as soon as possible.
Can I apply if I have an ITIN?
Yes, we encourage you to submit your application. A Commercial Capital sales rep will reach out to further discuss your application.
What factors are used to determine credit worthiness of the business?
Some common factors we reference include, but are not limited to: credit history, financial statements, business stability, collateral, industry and market conditions, and personal guarantees.
What kind of equipment do you finance?
We help businesses finance any new or used essential business equipment. Check out our industry focuses to see the wide variety of equipment we specialize in.
Do you sell equipment?
Yes, from vehicles to trailers, forklifts, and sweeper scrubbers Commercial Capital sells a variety of used equipment on site. Check out what’s in stock here.