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Construction Equipment Financing

We make construction equipment financing easier for businesses and the vendors who serve them. Whether you’re an equipment vendor looking for a trusted financing partner or a construction business looking to expand its fleet, our team will guide you through the process from application to funding.

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Excavator & Loader

Customer Success Stories

“Working with CCCKC Equipment Finance has been a seamless and professional experience from start to finish. Their team is knowledgeable, responsive, and truly understands the needs of small business owners and contractors. They offered flexible financing solutions that worked for our budget and helped us secure the equipment we needed to keep our projects moving forward.

The application process was straightforward, and the turnaround time was quicker than expected. What really stood out was the personal attention and transparency—they took the time to explain every step and made sure we understood our options.

Highly recommend CCCKC Equipment Finance to any business looking for reliable equipment financing and a team that genuinely cares about your success.”

Lashonda Fowler

“I can’t say enough great things about Commercial Capital! As a new business owner, securing the equipment I needed to get started felt overwhelming. But from the moment I reached out, their team made the process smooth, stress-free, and fast.

Mitch took the time to understand my needs, worked with my budget, and provided a financing solution that truly set me up for success. Thanks to their support, I was able to get the equipment I needed and officially launch my business with confidence.

If you’re looking for a financing partner you can trust, I highly recommend Commercial Capital. They were a true blessing in helping me take this big step!”

Leonardo Delgado

“Great company! They go out of there way to help you to get a start or even if it’s expanding your company. The best I ever had back me doing my line of construction. If you have a need they are the #1 to get in touch with! BEST FINANCIAL COMPANY YOU CAN FIND! We recommend you reach out to them directly!”

Jeremy, Royal Contracting

“For Almost 20 years we have partnered with Comercial Capital. With the help of Larry, Mitch and Richard they have helped our company achieve our goals and actualize our potential. Through all of the ups and downs in our industry they have been like family, helping us every step of the way.

Thank you”

Brett Johnston

“Excellent company to work with! They all are such a great group of people to work with hands down. Mitch is really down to earth and easy to talk to. They go above and beyond to help find solutions when it comes to your financing needs.

We highly recommend Commercial Capital for any of your financial needs.”

Donna Victory

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Construction Equipment Financing

Frequently Asked Questions (FAQs)

What construction equipment does Commercial Capital finance?

 Excavators, skid steers, dozers, loaders, dump trucks, concrete pumps, cranes, and more from brands such as CAT, John Deere, Bobcat, Komatsu, Kubota, and Volvo.

How fast can you approve a contractor, and for how much?

 Most contractors receive decisions in 24–48 hours, deal sizes from 25,000 dollars to 5 million dollars.

Do you support fleet upgrades or multi-unit schedules?

 Yes, including phased replacements aligned to project pipelines.

Do you offer dealer vendor programs?

 Yes, to help dealers close more sales faster.

Can I finance a used excavator?

Yes. Commercial Capital finances both new and used construction equipment, including excavators. Financing options depend on factors such as the equipment’s condition, age, value, and your business’s credit profile.

How old can an excavator be?

The maximum age of an excavator that can be financed varies depending on the equipment, its condition, and the overall financing request. Our team reviews each opportunity individually to find the best financing solution.

Is financing different for used equipment?

Financing used equipment is similar to financing new equipment, although terms and eligibility may vary depending on the age, condition, and value of the equipment. Our team works with customers to identify financing options that best fit their needs.

What documentation is needed?

Documentation requirements vary depending on the transaction. In many cases, applicants may be asked to provide a complete credit application, information about the equipment being financed, and additional business or financial documentation if needed. (Like bank statements and tax returns)

How long are financing terms?

Financing terms vary based on the type of equipment, its age, and your business’s financing needs. In many cases, financing terms range from 13 to 60 months. Our team will work with you to structure a solution that best fits your business.

What brands qualify?

Commercial Capital finances equipment from many of the industry’s leading manufacturers. If you have questions about a specific brand or piece of equipment, our team is happy to discuss your financing options.

Helpful Resources

Lease vs Buy Heavy Equipment →

Section 179 Guide →

Used Construction Equipment →

Lease Financing Calculator →

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