ELFA: 2025 Equipment Finance Trends

Jan 27, 2025

Trends Set the Stage for Growth and Innovation in the $1 Trillion Equipment Finance Sector 

The Equipment Leasing and Finance Association’s (ELFA) unveiled it’s highly anticipated 2025 Equipment Finance Industry Predictions. These insights highlight the trends, challenges, and opportunities shaping the industry in the year ahead.

“As we look toward 2025, the equipment finance industry continues to play a pivotal role in driving innovation, sustainability, and economic growth,” said ELFA President and CEO Leigh Lytle. “From advancing clean energy investments to leveraging AI and digital transformation, our predictions reflect how the industry is evolving to meet new demands and seize emerging opportunities.”

Key Predictions for 2025

  1. Focus on Reshoring and Domestic Manufacturing: As supply chain resilience remains a priority, equipment finance will play a key role in enabling the reshoring of manufacturing and investment in advanced production technologies.
  2. Interest Rate Sensitivity Drives Innovation: In a high-interest-rate environment, companies will explore flexible financing options like leasing and pay-per-use models to preserve capital and adapt to economic fluctuations.
  3. Expansion of Equipment-as-a-Service (EaaS): The rise of subscription-based and usage-driven financing models will continue, offering businesses more flexibility and alignment with operational needs.

Read the full list of predictions in the article written by the ELFA here.

Despite an uncertain economic environment, ELFA’s predictions underscore a wealth of opportunities for growth and innovation within the equipment finance sector. The association encourages businesses to explore how these trends can help them achieve their strategic goals in 2025 and beyond.

About ELFA
The Equipment Leasing and Finance Association (ELFA) represents financial services companies and manufacturers in the $1 trillion U.S. equipment finance sector. ELFA’s 575 member companies provide essential financing that helps businesses acquire the equipment they need to operate and grow. Learn how equipment finance contributes to businesses’ success, U.S. economic growth, manufacturing and jobs at www.elfaonline.org.