Commercial Capital Company has been recognized as one of the rising leaders in the equipment finance industry, earning a spot on Monitor’s Top 30 Private Independents list for 2025. This marks the first time the company has been included in this esteemed ranking, and it is a testament to the hard work, integrity, and dedication that defines Commercial Capital.
Ranked 26th out of 30 for New Business Volume and 24th for Volume/Employee Productivity, Commercial Capital has demonstrated significant growth and adaptability in the face of evolving industry challenges. The 2024 retrospectives from top independents highlight various hurdles, including economic uncertainty, interest rate fluctuations, regulatory constraints, and heightened market competition. Despite these challenges, Commercial Capital has managed to carve out a successful niche.
Founded in 1985 by Larry Rice, the company has transformed from a locally focused lender in Kansas City to a nationwide provider of equipment financing. This growth has not come at the cost of its foundational values; the company remains committed to fostering strong relationships with local banking partners. “We built this company on core values that emphasize integrity, compassion, tenacity, and a commitment to always getting better,” says Mitch Rice, the current CEO of Commercial Capital.
The recognition from Monitor is not just about numbers; it reflects the company’s steadfast commitment to its clients and the quality of its service.
“Achieving this milestone reflects not only our financial successes but also the dedication of our team and the trust our clients place in us,” Mitch Rice adds. This focus on relationships, rather than mere transactions, sets Commercial Capital apart in a competitive industry.
Looking ahead, Commercial Capital is set to expand its footprint, enhance its technological capabilities, and maintain its reputation for exceptional customer service.
“In 2024, we saw significant successes in industries like construction, directional drilling, and material handling,” Rice notes, emphasizing the company’s proactive approach to meeting client needs. The emphasis on creating tailored payment schedules that align with operational requirements ensures clients have the flexibility to grow, even in challenging economic conditions.
With a growing sales team and an optimistic outlook for the future, Commercial Capital is poised for continued success. Being named among Monitor’s Top 30 Private Independents is just the beginning of a new chapter in the company’s journey, reinforcing its position as a leader in the equipment finance sector.
For those interested in a deeper dive into how Commercial Capital plans to adapt to market changes and what to expect in 2025, be sure to check out the full profile on page 34 of Monitor’s 2025 Funding Source & Top Private Independents Issue.