Commercial Capital Vendor FAQs

When you offer a leasing service through Commercial Capital, your customers can break their purchase down into a affordable, monthly payments that fit their budgets.

That, along with a fast and easy leasing application, can help you to close the deal quickly.

Offering capital equipment leasing also can help you to upsell your customers. Upgrade your customer to a more expensive line or add accessories for only a small increase in monthly payments.

Q: Will my staff have to handle extensive paper work and quote interest rates?

A: No. Commercial Capital leasing service offers full-service relations for equipment vendors. Our team will offer quotes, assist with paperwork and accompany your sales team on calls so your team can focus on selling, not on details of the capital finance lease.

Our team is available over the phone to walk your staff through paperwork or provide remote quotes, such as when your staff is at trade shows.

Q: Is there a minimum or maximum lease amount?

A: We would like to say that we have no minimum lease amount, but the reality is anything less than $2,000 for a new lease is not advantageous to Commercial Capital or the lessee.

However, Commercial Capital will consider creating a co-terminus leasing service, adding a smaller piece of equipment to an existing lease so that both leased items mature at the same time.

Commercial Capital does not have a maximum lease amount.

Q: Do you lease used equipment?

A: Yes, Commercial Capital is happy to offer a used equipment leasing service.

Q: Do you allow multiple equipment vendors on the same lease?

A: Yes, Commercial Capital is able to create a lease that includes multiple equipment vendors.

Q: Can service, training, installation and freight be included in a lease?

A: Yes, Commercial Capital can include the costs of service, training, installation and freight in a lease, as long as they are a set amounts that do not exceed 20 percent of the total leased amount.

Q: How is sales tax handled? Do I quote my price with or without sales tax?

A: Most equipment vendors do not include sales tax in the price. Rather, they will quote the cost of the sales equipment "plus tax."

Q: When will I get paid on the deal?

A: Commercial Capital will send you your payment quickly, as soon as the equipment is delivered.

Q: What if I require a prepayment before the equipment is ordered?

A: Commercial Capital can offer you a down payment, as long as the customer agrees to the terms. Also, the leasing service must be activated at the time of payment. The remainder of the equipment cost is paid after the equipment is delivered.

Q: Can we add a service contract to the lease?

A: Yes, Commercial Capital can add service costs to a capital finance lease, such as facility management, cost-per-copy and print-for-pay leases. We simply add the additional cost to the monthly capital equipment payment and pass that portion of the payment back to the equipment vendors.

This offers a convenience factor for customer — They only have to write one check for the capital equipment leasing service.

The service contract in the lease does need to be a set amount, and overages must be billed by the equipment vendors to the customer.

Q: Can I upgrade a customer before the capital equipment lease matures?

A: Yes, as long as you purchase or release the equipment at or above the remaining balance.

Q: How else can Commercial Capital help me improve my sales?

A: Commercial Capital's marketing partnership program can help you reach a broader audience.

Our team will advertise your specials and lease financing options through direct-mail fliers and postcards. We can assist you on site or over the phone at trade shows to help your team close deals on the spot.

We also can create private label lease financing deals and marketing materials that make you stand out from your competitors.

Q: How can I learn more about Commercial Capital?

A: Click here to submit your information, and a member of the Commercial Capital will contact you with further assistance.