Commercial Capital Company's Leasing 101

Leasing can provide you with flexible terms and payments. Below are some things to consider when contemplating Lease vs Buy.

Commercial Capital's lease financing allows businesses of all types and sizes to obtain the materials they need to keep their operations up-to-date while maintaining cash flow.

With equipment leasing, businesses can finance 100 percent of their equipment purchase.

Commercial Capital offers flexible monthly payments, which means businesses can enjoy improved cash flow while keeping equipment up to date.

Leasing Basics

At the most basic level, a lease is an agreement in which a leasing company, such as Commercial Capital, gives a customer the right to use its equipment for a specified length of time and specified payment.

At the end of a capital lease the equipment is yours for $1

When an operating lease ends, the customer can purchase, return or continue to lease the equipment, depending on the specifics of the lease.

 

Businesses Who Lease With Commercial Capital

Commercial Capital provides a wide range of equipment leasing, including reprographics equipment leasing, medical equipment leasing, fabrication equipment leasing, material handling equipment leasing, office equipment leasing and computer networking equipment leasing. It’s leasable if it is essential for your business.

More than 80 percent of American businesses in all fields lease at least one equipment purchase. Thirty-five percent of all business equipment is leased.

With capital equipment leasing, businesses can lease anything they need to run their businesses, from the specialized equipment for their fields to basic office equipment, software and communications systems. Even the costs of installation and consultation can be leased.

Commercial Capital provides leasing nationwide.

Lease vs. Buy
LeaseBuy
Cash Flow is King! Little to no upfront costs. Company cash flow remains untouched Large one lump sum upfront constricting company cash flow
Section 179 Tax Lease payments are completely tax deductibleSection 179 Tax deduction, but not full cost of equipment (179 Tax Deduction Calculator - http://www.section179.org/section_179_deduction.html)
Able to upgrade to the newest model. Short term leases give the availability to upgrade equipment as technology advances. Also, the company does not need to house unused equipmentOwn the equipment outright. As technology advances, the company will need to decide if they want to sell the old to buy new, or use the old until it becomes obsolete.
Maintenance expense included in lease, no additional out of pocket expensesMaintenance expenses paid out of pocket
Open line of credit increases cash flow to business and creates a rich credit lineLimited cash flow after large purchases can create a strain on a company’s credit line
Operating leases are considered a business expense and can be moved to the off balance sheetDirect purchases or loans show up as a business expense and can negatively affect the business’s credit line
Over 80% of businesses prefer leasing equipmentUnder 20% of businesses prefer buying equipment

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  Kansas Areas Served

Basehor
Bonner Springs
DeSoto
Fairway
Kansas City, KS
Lansing
Lawrence
Leavenworth
Leawood
Lenexa

Lenexa
Louisburg
Merriam Mission
Olathe
Ottawa
Overland Park
Paola
Roeland Park
Shawnee
Spring Hill

 

 

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  Missouri Areas Served

Belton
Blue Springs
Buckner
Excelsior Springs
Gladstone
Grain Valley
Grandview
Harrisonville
Independence
Kansas City, MO
Kearney
Lee's Summit

Liberty
Lone Jack
Oak Grove
Odessa
Platte City
Pleasant Hill
Pleasant Valley
Raymore
Raytown
Riverside
Smithville
Sugar Creek

Keep it Local

Commercial Capital Company is YOUR local equipment lease financing expert! We offer agressive rates, fast approvals and can wrap all of your financing into one master lease so you only pay one monthly invoice!

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